Portugal Golden Visa Program
15+ years of experience in the Investor Immigration Programs
Program’s Introduction
The Portugal Golden Visa Program allows non-EU citizens to obtain residency in Portugal by investing in the country. Launched in 2012 to stimulate economic growth, the program has attracted over 7.3 billion euros ($8 billion) in investment as of January 2024, primarily in real estate. The program has been successful in boosting the Portuguese economy and attracting foreign investment.
Eligibility and Requirements for Portugal Golden Visa
Eligible Nationalities: The Portugal Golden Visa is open to non-EU/EEA/Swiss nationals.
1- Basic Requirements:
- Age: Applicants must be at least 18 years old.
- Criminal Record: A clean criminal record from both the home country and Portugal is required.
- Investment Funds: The funds for the investment must originate from outside Portugal.
2- Minimum Investment for Golden Visa:
To qualify, applicants must make a qualifying investment in categories such as venture capital funds, company formation with job creation, or donations. Details of qualifying investments are available in this guide.
3- Family Reunification:
The Golden Visa can be extended to family members through the family reunification process. A list of eligible dependents is provided in the previous section.
Investment Options for Portugal Golden Visa: Qualifying Investments Explained
Company Investment
1- Creation of Jobs:
- Standard Areas: Establish a Portuguese business and create at least 10 new full-time jobs.
- Low-Density Areas: Establish a Portuguese business in a designated low-density area and create a minimum of eight new full-time jobs.
2- Investment in Existing Business:
- Invest at least €500,000 in an existing Portuguese business, which must create at least five new full-time jobs for a minimum of three years.
Donation
- Cultural Preservation: Invest a minimum of €250,000 in projects aimed at preserving Portugal’s national heritage.
- Research and Development: Invest at least €500,000 in research and development activities within Portugal.
Ineligible Investments (as of October 2023)
- Real Estate Acquisition: Real estate investments are no longer eligible for the Portugal Golden Visa.
- Capital Transfer: Capital transfers no longer qualify for the Golden Visa program.
Loan Usage for Golden Visa Investment in Portugal
A frequent query is whether loans can be used to finance Golden Visa investments in Portugal. The regulations require the minimum investment amount to be brought into Portugal from outside the country, meaning it cannot be sourced from a loan from a Portuguese financial institution. However, loans from non-Portuguese institutions are permissible. If your investment exceeds the minimum required amount, you may finance the excess with a loan from a Portuguese bank.
Program’s Benefits
- Low Investment Threshold: Qualify for residency with a minimum investment of €250,000, one of the lowest thresholds in Europe.
- Minimal Residency Requirement: Maintain your residence permit by staying in Portugal for an average of just seven days per year; relocation is not mandatory.
- Path to Citizenship: Become eligible to apply for Portuguese citizenship in as little as five years, one of the fastest routes in Europe.
- Global Mobility: Gain visa-free access to 191 countries upon obtaining Portuguese citizenship.
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